Workplace pension options

All the information advisers need on our contract based and trust based workplace pension options

More choice for your clients

Our workplace pension options offer an innovative range of investment options; secure online servicing and much more. All of our product features help employers and scheme trustees offer members a greater deal of flexibility over their plan.

As an adviser, we have a range of workplace pension options to consider for your clients. This page has details on our various plans, their features and literature to help you inform clients of their options, so they can decide for themselves.

Contract based plans

These are Defined Contribution (DC) pension schemes. They could be ideal for companies that want to offer members more investment choice and flexibility.

Group Flexible Retirement Plan (GFRP)

This option offers a flexible pension plan with more support to help members make their investment choices.

GFRPs are suitable for members who don’t have the time, experience or confidence to choose their own investments.

 Includes Standard Life insured funds and select options from other providers.
The GFRP also has the option to upgrade to a GSIPP.

More about GFRP options

Group Self Invested Personal Pension (GSIPP)

This option offers members the widest possible investment range and flexibility in how they take their benefits.

A GSIPP largely caters to members who have the time and confidence to pick their own investments.

Includes the freedom to invest in funds outside our range of insured funds - such as mutual funds, stocks & shares and more.

More about GSIPP options

Trust based solutions

We have years of experience in providing trust based solutions to employers across the UK. Our approach helps companies offer flexible schemes while helping meet the needs of employees.

From offering trust based pension schemes to assisting with the winding up of existing schemes, our products and services can help you service your clients effectively.

Our trust based pension

This option is suitable for companies setting up new DC schemes, moving schemes from another provider and more.

More about our trust based pension

Our master trust solution

This option combines the best features of our trust and contract based schemes.

Provides governance and oversight by independent and experienced Trustees. Allows access to in-scheme drawdown which includes investment pathways.

More about our master trust solution

Our Trustee Buy-Out Plan

This plan helps companies and trustees wind up a scheme in a hassle-free way, giving them security and peace of mind.

More about Trustee Buy-Outs

The value of investments can go down as well as up, and your clients could get back less than was paid in. Laws and tax rules may change in the future. A client's personal circumstances and where they live in the UK will also have an impact on tax treatment.

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