Tax Planning

Standard Life offers a range of tax planning solutions to help you give your clients the opportunity to make the most of the freedom and choice available at all stages of their financial life.

Tax year end 2019

As tax year end approaches there are plenty of tax opportunities for your clients as well as important dates to consider.  You’ll find all the tax year end information you need here.

Key cut off dates and payment details

There are important cut off dates that you need to be aware of in advance of tax year end.  You will also want to ensure that all relevant business is completed by the dates specified.

Standard Life TYE 2019 cut off dates for retail advisers

Elevate TYE 2019 cut off dates

Standard Life TYE 2019 cut off dates for Wrap and Fundzone

HSBC have moved to a digital system for banking cheques and will no longer exchange paper cheques between banks.

This may be an issue for clients at TYE as you won't be able to request the re-presentation of a bounced cheque into the new tax year and have the ISA subscriptions backdated to the previous tax year.

If you have any questions on this process change, please email us

Tax year end podcast

Listen to Justin Scott’s Top 5 planning tips for the run-up to 6 April.

Launch the podcast

Tax year end webinars

Listen to the recording to hear Justin Scott give some practical tips on maximising tax allowances for your clients. You will gain a greater understanding of:

  • How to navigate the framework for effective tax planning in a world of pension freedom and choice
  • The real value of pension tax breaks
  • How to make the most of carry forward rules (including taper, MPAA and 2015/16 split PIP)
  • How client outcomes can be improved through multi-wrapper tax planning

Please note this was a live recording. You may wish to skip the first 15 seconds where the full webinar starts.


WebEx video

Remember, the value of investments can fluctuate and might be less than was paid in. Tax rules can change in the future.