Personal healthcare allows your clients to build a comprehensive healthcare plan that puts them in control. Building their plan takes 4 easy steps, each one giving your client control over the benefits they want, and more importantly, don’t want. A great way to help control the premium they pay.
Key features include:
No-claims discount
All new entrants join with a 50% NCD
CPE 'Switch' customers
| NCD entry points - CPE - Continuing Personal Exclusions ('External switch') | ||||
|---|---|---|---|---|
| CPE | Number of claims | |||
| Years Insured | 0 | 1 | 2 | 3+ |
| 1 | 60% | 30% | Decline | Decline |
| 2 | 60% | 40% | Decline | Decline |
| 3 | 60% | 50% | 30% | Decline |
| 4 | 65% | 55% | 30% | Decline |
| 5+ | 65% | 60% | 40% | Decline |
Commission
New business rate for personal healthcare: 30%
Switch rate for personal healthcare: 15%
Renewal rate for personal healthcare: 5%
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