Standard Life's Trustee Investment Plan (TIP) and Personal Pension Investment Plan (PPIP) has been developed specifically to meet the needs of the retail market.

The TIP and PPIP proposition has been structured around 5 key areas:

Fund Choice - a wide range of investment funds and options covering active and passive options, a wide number of asset classes and a range of geographic areas are available within:

• A range of Standard Life Pooled Funds
• A selected range of investment funds from other leading investment houses, and
• A range of Manager of Managers Funds.

Value - we aim to offer the highest quality product and service standards at a very competitive price.

Remuneration options - a range is available to help meet the financial needs of your business. We offer up to 5% initial remuneration of which up to 3% can be taken as Funded Initial. We also offer a Fund Based option, which can be taken in addition to, or instead of, the initial remuneration.

Expertise and experience - The Standard Life group has over 20 years of experience managing TIP and PPIP mandates for clients.

Service excellence - we aim to offer the highest levels of service to all our customers. An experienced team in Standard Life Investments, our specialist investment house subsidiary, will administer the TIP and PPIP.