About Standard Life's Capital Investment Bond

Our Capital Investment Bond (CIB) contract is aimed at providing capital growth over the medium to long term, an income, or a combination of both.

Choice and Flexibility

We offer a wide range of funds managed by Standard Life Investments as well as other company's funds which are managed by some of the UK's top Investment managers. These cover a number of asset classes and a choice can be made depending on your client's attitude to risk.

On top of our excellent fund range, our CIB offers the following facilities:

• Withdrawals in a variety of ways
  
• Fund switching
  
• Additions to the original investment
  
• A choice of charging options - Stepped or Level (for full details or charges, please refer to the Key Features document below)

Taxation

There are several tax advantages to effecting a CIB and further details on this can be found in the Key Features document opposite.