Important Legal Notice
1. Acceptance
Please read the terms of this Important Legal Notice which apply to your use of this site. By accessing the site, you are deemed to have accepted the terms of this Important Legal Notice.
2. Company details and regulation
Standard Life Assurance Limited* (SC286833), Standard Life Lifetime Mortgages Limited* (SC193441), Standard Life Employee Services Limited (SC271355) and Standard Life Savings Limited* (SC180203), the ISA Plan Manager, are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.
Standard Life Investments Limited* (SC123321) and Standard Life Investments (Mutual Funds) Limited* (SC123322) and Standard Life Wealth Limited* (SC317950), the Discretionary Investment Manager, are all registered in Scotland at 1 George Street Edinburgh EH2 2LL.
Standard Life Healthcare Limited* (02123483) is registered in England at Marshall Point, 4 Richmond Gardens, Bournemouth, BH1 1JD.
Standard Life International Limited is a company registered in Ireland (number 408507) with its Registered Office at 90 St Stephen's Green, Dublin 2. Authorised and regulated by the Irish Financial Regulator for the conduct of Linked Long Term Insurance Business and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request.
Retail investment products and funds are issued by Standard Life Investments (Mutual Funds) Limited*. ISA information is issued by Standard Life Assurance Limited* on behalf of Standard Life Savings Limited*, the ISA Plan Manager.
* Authorised and regulated by the Financial Services Authority .
Telephone Standard Life Assurance Limited on (0845) 60 60 036, Standard Life Savings Limited on 0845 279 2002, Standard Life Wealth Limited on 0845 279 8880, and Standard Life International Limited on (00353) 16397766. Telephone calls may be recorded/monitored and call charges may vary.
FSA Register Reference Numbers: Standard Life Assurance Limited - 439567, Standard Life Lifetime Mortgages Limited (310206), Standard Life Savings Limited - 188796, Standard Life Investments Limited - 188406, Standard Life Investments (Mutual Funds) Limited - 146477 and Standard Life Healthcare Limited - 202716, Standard Life Wealth Limited - 466684, and Standard Life International Limited - 446898.
The FSA Register can be found at http://www.fsa.gov.uk/pages/register/.
Standard Life group VAT number GB270347469
Standard Life Bank plc
Certain cash savings and mortgage products referred to (and clearly indicated) within the pages of this site are provided by Standard Life Bank plc, a division of the Barclays Group.
Standard Life Cash ISAs provided by Standard Life Bank plc, a division of the Barclays Group. These ISA products are managed by Standard Life Savings Limited, a member of the Standard Life Group.
Standard Life Bank plc, registered in Scotland (SC173685), Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH, authorised and regulated by the Financial Services Authority (except in relation to "Buy to Let" mortgages). FSA register Reference Number 187878.
Barclays VAT number 243 8522 62
Any reference within the pages of this site to "Standard Life Bank" means Standard Life Bank plc.
3. Terminology
Any reference on this site, to "Standard Life Assurance" means Standard Life Assurance Limited, to "Standard Life Bank" means Standard Life Bank plc, to "Standard Life Savings" means Standard Life Savings Limited, to "Standard Life Employee Services" means Standard Life Employee Services Limited, to "Standard Life Investments" means Standard Life Investments Limited, to "Standard Life Investments (Mutual Funds)" means Standard Life Investments (Mutual Funds) Limited, to "Standard Life Healthcare" means Standard Life Healthcare Limited, to "Standard Life Wealth" means Standard Life Wealth Limited, to "Standard Life International" means Standard Life International Limited and to "Standard Life group" means Standard Life plc and its subsidiary companies, unless otherwise indicated. Any references on this site to 'we', 'our' or 'us' means Standard Life Assurance, unless otherwise indicated.
4. Residence
This site is only intended for the information/use of intermediaries in the United Kingdom ("UK"), Channel Islands or Isle of Man in relation to UK products and offshore products.
5. Data protection - use of personal data
We will not collect personal information unless you send it to us, in which case we will only use it to deal with your request.
If you use one of our on-line applications to send personal information to us you will be given an explanation as to how it will be used before you submit the information.
6. Accuracy
Whilst we have taken all reasonable care to ensure that the information contained on this site is accurate, current and complies with the relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control. If you are in any doubt as to the validity of information made available on this site, we recommend that you seek verification by contacting us.
Please note that we may change the content, presentation, performance, facilities and availability of all or part of this site at any time without prior notice.
7. Availability
Whilst we take all reasonable steps to ensure the accessibility of this site, we cannot guarantee that this site will be accessible at all times during the United Kingdom hours of business stated on this site. The site may be temporarily unavailable or restricted for administrative or other reasons. We will not be responsible for any loss or damage arising out of or in connection with the loss of the use of this site.
8. Third party websites
This site may contain hypertext links to sites operated by third parties. We accept no responsibility for information contained in such third party sites or for these sites not being available at all times. Links to third party sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
9. Advice
Nothing on this site shall be deemed to constitute financial or other professional advice in any way and you should consult your financial adviser or other professional adviser if you require any financial or other professional advice.
10. Copyright and trade mark
Copyright © 1998 - 2009 Standard Life. All rights reserved.
Copyright in the whole and every part of this site is owned by Standard Life Employee Services or such other member of Standard Life group as Standard Life Employee Services may direct, unless otherwise indicated.
Standard Life Employee Services, or such other member of Standard Life group as Standard Life Employee Services may direct, may also claim trade mark and service mark rights in marks contained on this site.
Reproduction of any part of this site without the prior written consent of Standard Life Employee Services, or such other member of Standard Life group as Standard Life Employee Services may direct, is strictly prohibited unless for commercial viewing and commercial downloading purposes.
11. Communications
Please note that there is no guarantee that an e-mail or electronic messages sent will be received, or that the contents of such e-mail or electronic messages will remain private and unaltered during internet transmission and we will not be responsible for any loss or damage suffered as a result of this. If you have any concerns, you may prefer to telephone or write to us instead.
We may monitor the use and content of e-mails and electronic messages which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against any unlawful or improper use of, or attacks on, our systems.
We virus scan all e-mails and electronic messages but will not be responsible for any damage caused by a virus or alteration by a third party after an e-mail or electronic message is sent. We recommend that you employ reasonable virus detection and protection measures when accessing the site, any e-mails or any electronic messages from us.
12. Computer Misuse
We will not be responsible for any loss or damage resulting from any attack by a third party on our systems, any computer virus or any other malicious or technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site.
13. Downloads
Any software, multimedia files, photographs, reports and other documents are downloaded at your own risk. We cannot guarantee the suitability of any such downloads and will not be responsible for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of any such downloads for your computer, it is recommended that you obtain specialist advice before downloading.
14. Variations
We may update these terms from time to time without notice. We recommend that you revisit this page regularly to ensure that you have seen and are aware of our latest Important Legal Notice.
15. Choice of Law
The terms of this Important Legal Notice and you use of this site shall be governed by English law and the English courts shall have non-exclusive jurisdiction in the event of a dispute.
© 1998 - 2010 Standard Life