Important Legal Notice
1. Company details and regulation
Standard Life Assurance Limited* (SC286833), Standard Life Bank plc* (SC173685), Standard Life Savings Limited* (SC180203) and Standard Life Employee Services Limited (SC271355) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.
Standard Life Investments Limited* (SC123321) and Standard Life Investments (Mutual Funds) Limited* (SC123322) are both registered in Scotland at 1 George Street Edinburgh EH2 2LL.
Standard Life Healthcare Limited* (02123483) is registered in England at Marshall Point, 4 Richmond Gardens, Bournemouth, BH1 1JD.
Standard Life International Limited (408507) is registered in Ireland at 90 St Stephen's Green, Dublin (authorised and regulated by the Irish Financial Regulator and regulated by the Financial Services Authority for the conduct of UK business).
Retail investment products and funds are issued by Standard Life Investments (Mutual Funds) Limited*. ISA information is issued by Standard Life Bank plc* or Standard Life Assurance Limited* on behalf of Standard Life Savings Limited*, the ISA manager.
Telephone Standard Life Assurance Limited on (0845) 60 60 036 or Standard Life International Limited on (00353) 16397766. Telephone calls may be recorded/monitored and call charges may vary.
* Authorised and regulated by the Financial Services Authority (except for Standard Life Bank plc's "Buy to Let" mortgages).
FSA Register Reference Numbers: Standard Life Assurance Limited - 439567, Standard Life Bank plc - 187878, Standard Life Savings Limited - 188796, Standard Life Investments Limited - 188406, Standard Life Investments (Mutual Funds) Limited - 146477 and Standard Life Healthcare Limited - 202716. Standard Life International Limited - 446898. The FSA Register can be found at http://www.fsa.gov.uk/pages/register/.
Standard Life group VAT number GB270347469
Any reference within the pages of this site, to "Standard Life Assurance" means Standard Life Assurance Limited, to "Standard Life Bank" means Standard Life Bank plc, to "Standard Life Savings" means Standard Life Savings Limited, to "Standard Life Employee Services" means Standard Life Employee Services Limited, to "Standard Life Investments" means Standard Life Investments Limited, to "Standard Life Investments (Mutual Funds)" means Standard Life Investments (Mutual Funds) Limited, to "Standard Life Healthcare" means Standard Life Healthcare Limited, to "Standard Life International" means Standard Life International Limited and to "Standard Life group" means Standard Life plc and its subsidiary companies, unless otherwise indicated. Any references to 'we', 'our' or 'us' means Standard Life Assurance, unless otherwise indicated.
2. ResidenceThe pages of this site are only intended for the information/use of intermediaries in the United Kingdom ("UK"), Channel Islands or Isle of Man in relation to UK products and offshore products.
3. General disclaimers and termsWhile we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control. We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice. We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.
We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from these pages or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
By accessing these pages, you shall be deemed to have accepted, and agreed to be bound by, the terms of this Important Legal Notice, which will be governed by and construed in accordance with the law of the country of the place of business of the intermediary.
4. Copyright and trade mark© 1998-2008 Standard Life. All rights reserved.
Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Standard Life Employee Services, or such other member of the Standard Life group as Standard Life Employee Services may direct, unless otherwise indicated.
"Standard Life" and the Standard Life logo are registered trade marks of Standard Life Employee Services. Standard Life Employee Services and other members of the Standard Life group may also claim trade mark and service mark rights in other marks contained within the pages of this site.
Reproduction of the pages of this site in whole or in part without the prior written consent of Standard Life Employee Services is strictly prohibited unless for commercial viewing and downloading purposes by intermediaries.
5. E-mailPlease note that there is no guarantee that any e-mail sent will be received, or that the contents of any such e-mail will remain private or unaltered during Internet transmission. If you have any such concerns, you may prefer to telephone or write to us instead. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information.
We reserve the right to monitor the use and content of e-mails which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against unlawful or improper use of our systems, including, but not limited to, spoofing, the transmission of computer viruses and a denial of service attack.
6. DownloadsAny software is downloaded at your own risk. We do not warrant the suitability of any such software that is downloaded and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of software to be downloaded for your computer, it is recommended that you obtain specialist advice before downloading.
7. Data protection - use of personal dataWe will not collect personal information unless you send it to us, in which case we will only use it to deal with your request.
If you use one of our on-line applications to send personal information to us you will be given an explanation as to how it will be used before you submit the information.
We will only use cookies to identify unique users to enable you to store favourite pages or documents. However, the cookie ID will not identify you as an individual.
UK companies within Standard Life group may share personal data (only within Standard Life group and excluding sensitive personal data) relating to their customers to enable them to integrate administrative tasks such as address changes. This helps to maintain consistent records for customers who have products with more than one company within Standard Life group.