Offshore bonds provide your clients with a chance to reduce the tax they pay and offer you, the adviser, with an opportunity to provide advice on a regular basis.

How, you ask? Well, offshore bonds are desirable savings vehicles as tax is only paid when there is a chargeable gain. For example, when the bond is cashed in or more than the 5% tax deferred allowance is withdrawn.

But that’s not all. Here are some of the other advantages available to you and your clients by choosing to invest in an offshore bond:

• Virtually tax free growth on their investment.
• Access to their money at any time.
• Pre-retirement, the ability to avoid the tax charges that arise on pension funds above the lifetime limit.
• Post-retirement, the opportunity to manage income to minimise tax.
• Access to funds without the restrictions faced by pensions

For more information on the benefits of offshore investing and the International Bond from Standard Life International visit the International Bond area.

International Bond – new funds
So, you know all about the advantages of going offshore but what about fund choice? Another two additional new funds have recently been added to the International Bond bringing the total number of funds available to 48.

The new funds are the Newton Phoenix Fund (fund code NV, AMC 1.65%), and the SLI Dynamic Distribution Fund (fund code NU, AMC 1.10%)

Charges are not guaranteed and may be changed in the future.

Related links
For more information on these Funds, please use the links below.
Newton Phoenix Fund
SLI Dynamic Distribution Fund

No guarantees are given regarding the effectiveness of any arrangements entered into on the basis of this content.

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