Standard Life Healthcare is constantly looking at ways we can offer you practical solutions to protect your clients' finances against sudden life events. PMI is designed to give your clients protection when they need it - no matter what life has in store.
The NHS delivers excellent service in a medical emergency. However, if your client or a member of their family becomes ill and requires specialist treatment, it is then that they are quickly reminded of the pressures the NHS is under. With demands on NHS resources that have to provide healthcare of the entire country, delays are inevitable.
PMI from Standard Life Healthcare gives your clients the peace of mind of knowing that they have access to medical treatment without delay - but it can be expensive. That's why Choices can reduce the payment by up to 84% in comparison to a traditional PMI plan (this is based on a 45 year old on our Primecare plan with single cover, a 25% no-claims discount, on the Countrywide hospital list with no excess).
Here's a cost example
Based on a married couple with family cover, aged 40 and 49 on our Countrywide hospital list:
| Choices | £1,000 excess | £74.82 per month* |
| £2,500 excess | £43.18 per month* | |
| £5,000 excess | £26.94 per month* |
Payments are substantially reduced because your clients are able to contribute a larger excess should they need to claim. From the moment they reach their excess threshold, Choices steps in with impressive comprehensive cover.
Clients will be covered in full for all in-patient, out-patient and day-patient treatment as well as having a generous allowance for alternative therapies. In addition, they also have access to the benefits of our Healthy Rewards programme, including a 24-hour GP Advice Line.
With your client's existing investments, Standard Life Healthcare may be able to offer a solution where we can help fund the cost of your client’s excess or payment from their current investment income; providing a cost effective solution and access to private medical treatment when they need it.
Please call Standard Life Healthcare on 0845 602 3461 to find out more.
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