In this 60 seconds, we're focussing on how our Freestyle® Mortgage can help your clients control their finances and manage their cash flow. By taking advantage of our flexible features, it gives them the freedom to use their mortgage as a financial planning tool.

Our Cash Reserve feature allows your client to borrow at low mortgage rates and by Offsetting, they can use their savings to cut years off their mortgage term or reduce their payments.

Payment holidays give your client a break from their mortgage - particularly useful at this time of year! Or if they have surplus cash, they can pay it into their mortgage to reduce the amount of interest they have to pay over the long term.

What's more, borrowing is based on affordability, which often means we'll lend your client more than other lenders and if you act quickly, they can benefit from one of the great deals we’re offering.

Full details of our mortgage range including the flexible features can be found on our website or on our product summary.

2007 is just 'round the corner and we look forward to working together in the coming year. Have a very Merry Christmas and a Happy New Year.

Links to other newsletter stories

60 Seconds

Hot topics...with Will Fraser

Flexible underwriting - Got an unusual case?

Watch our Freestyle + video on how to increase your client base

Calculate the benefits for your clients

Offsetting calculator

Limited offer - New Freestyle low rate option

We offer Buy to Let mortgages from 5.48% (6.5% APR)

Click here to receive additional Standard Life Bank mortgage rates and product updates

Useful links

• Product summary
• Standard Life Bank's Adviser site
• Press releases and other news

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