Guide to Credit Ratings

Description Moody's Standard & Poor's Fitch
Highest Quality Aaa AAA AAA
High quality (very strong) Aa AA AA
Upper medium grade (strong) A A A
Medium grade Bbb BBB BBB
  • Moody's ratings may be modified by the addition of a 1,2, or 3
  • Standard & Poor's and Fitch's may be modified by the addition of a + or -
Bank Relationship to parent company Parent Credit Rating used
Alliance & Leicester International Wholly owned subsidiary of Alliance & Leicester plc Yes
Allied Irish Offshore Wholly owned subsidiary of Allied Irish Bank Yes
Anglo Irish (Jersey) Branch of Anglo Irish bank Yes
Anglo Irish (IOM) Wholly owned subsidiary of Anglo Irish Bank Yes
Bank of Scotland International Wholly owned subsidiary of Bank of Scotland Yes
Bradford & Bingley International Wholly owned subsidiary of Bradford & Bingley plc Yes
Irish Nationwide Wholly owned subsidiary of Irish Nationwide Building Society Yes
Nationwide International Wholly owned subsidiary of Nationwide Building Society Yes
RBS International Wholly owned subsidiary of RBS Group plc Yes

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